RDUINS

Auto and Home Insurance advice and tips

Navigating the complex world of insurance can be overwhelming. That’s why I strive to be your go-to resource for all things related to home and auto insurance.

Explore these Articles and Get Tips On Home and auto insurance

These articles will help you find the right coverage for your home and auto.

beach chairs on an exotic beach

Getting Your Home Prepared for Extended Time Away

Going on vacation for an extended period of time? While getting away from it all is exciting, you’ll also have to get your home prepared before leaving. Taking the time to make preparations before locking up and heading out can give you greater peace of mind while you’re relaxing on your well-deserved trip. Here are some tips to prepare your home before an extended vacation:

Parked car that got crashed into

Hit and Run? How to Successfully File an Insurance Claim 

Being the victim of a hit and run accident can leave you reeling. Not only is your vehicle damaged, but the at-fault driver fled the scene, complicating insurance claims. Many victims let frustration over the situation discourage them from filing an insurance claim. But you absolutely should report a hit and run so your car can be fixed right away. Follow these tips to file

Man holding a 2D umbrealla over a 2D home

Reduce Liability Risks and Protect Your Family at Home

As a homeowner, you need to reduce risks in your home that could cause injuries, or even death. Your home should be a safe haven for you and your loved ones, but accidents and injuries can happen if you’re not careful. You can be held legally responsible for injuries or property damage sustained by others on your property. Having adequate home insurance coverage is important,

A very serious car wreck

Car Totaled? How to Navigate Insurance After a Total Loss Wreck

Being in a serious accident where your vehicle is declared a total loss can be very stressful. Your emotions are likely running high, but it’s important to handle the insurance process correctly to get fairly compensated and back on the road. Here’s what to do after a total loss wreck to effectively work with your insurer and come out of this ordeal as unscathed as

A rural home compared to an urban home

Getting the Right Insurance for Urban vs. Rural Homes

Insuring a home in a rural area can be quite different from insuring one in an urban area. Location matters when it comes to home insurance coverage. Here are some key factors to consider based on whether a home is in a more rural or urban setting.  Dwelling Coverage Limits Replacement costs for labor and materials tend to run higher in urban regions where wages

a toy car standing on a calculator

7 Smart Ways to Negotiate Cheaper Car Insurance

Paying for car insurance isn’t exactly something we look forward to. But those monthly or yearly premiums are necessary to protect ourselves financially in case of accidents or damage. Unfortunately, insurance companies aren’t known for randomly cutting drivers a break on rates. You usually have to dig in your heels and negotiate firmly to lower your auto insurance costs. Don’t let the process intimidate you.